Unmarried partners have almost no default legal protections. A cohabitation agreement defines property rights, separation terms, and financial responsibilities — so a breakup doesn't mean walking away with nothing.
Without an agreement, you have almost no rights to property, support, or financial protection if the relationship ends.
Define who owns what from day one. Without an agreement, the person on the title or lease keeps everything — regardless of who paid.
Purchasing a home together is the largest financial commitment most couples make. A cohabitation agreement defines each partner's share and what happens if you split.
If one partner earns significantly more — or one leaves work to support the household — an agreement protects both partners' contributions.
In states like Texas, Colorado, and DC, you could be considered legally married without knowing it. An explicit opt-out clause prevents this.
Same guided process as our prenup. Built for unmarried partners.
The Agreement Builder walks you through property, debts, separation terms, and cohabitation-specific provisions like lease responsibility and common-law marriage opt-out.
An AI-powered preview shows your agreement taking shape. The Strength Score flags gaps specific to cohabitation enforceability.
Your partner reviews every choice independently, flags concerns, and adds their own financial disclosure.
Download your court-ready agreement. Add optional attorney review and online notarization for maximum enforceability.
Full legal protections for your partnership without a marriage license. Define property rights, separation terms, and financial responsibilities.
AI analyzes your agreement in real time, flagging gaps and scoring enforceability under your state's cohabitation standards.
Each partner gets their own login to review choices, flag concerns, and add their financial disclosure independently.
See exactly how your choices translate to legal language, updated in real time as you answer each question.
Add independent attorney review for either or both partners. Recommended but not required — unlike postnups, the choice is yours.
Encrypted at rest and in transit. We never sell your data.
A prenup is for couples planning to marry — it relies on marriage and divorce law for enforceability. A cohabitation agreement is a standalone contract between unmarried partners, enforceable under general contract law principles established by Marvin v. Marvin (1976).
Because there's no divorce process to fall back on, defining your terms in advance is even more important. Without an agreement, a breakup leaves unmarried partners with almost no legal recourse — regardless of how long you lived together or how much you contributed.
Attorney review and notarization are available as optional add-ons.
Core cohabitation agreement with AI-guided builder, financial disclosure tools, and partner review flow.
Full protection with every optional clause, live preview, and all the tools you need for a complete agreement.
"We bought a house together and realized we had zero legal protections. Clause made it easy to define who owns what — without the awkwardness."
"My partner left their job to support my startup. A cohabitation agreement gave us both peace of mind that their sacrifice was protected."
"We didn't even know common-law marriage was a thing in Colorado until Clause flagged it. The opt-out clause alone was worth it."
Each state has different cohabitation enforceability standards. See what applies to you.
More states coming soon. Planning to marry? Start with a prenup instead — we cover all 50 states + DC.
No marriage required. Takes 15 to 25 minutes. Starting at $349.
Planning to marry? Start with a prenup instead. Already married? Try our postnup.